California
Dream for All∗

*The California Dream for All loan program is offered by the California Housing Finance Agency and provides down payment assistance up to 20% of the home purchase price. Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus 15% or 20% of any appreciation in the value
of the home. Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in CA: Licensed by the Department of Financial Protection and
Innovation under the California Residential Mortgage Lending Act. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All products are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2024. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.

Owning a home in California doesn’t have to be a dream. The California Dream for All loan program provides eligible first-time homebuyers with $150,000 or 20% (whichever is less) down payment support to purchase a California home. The down payment must be paid back upon the sale or refinance of the home, plus 20% of the property appreciation from time of purchase.

• 680 minimum credit score
• First-time homebuyers only
• At least one borrower must be a First-Generation Homebuyer
• Primary residences only
• 1-unit single-family residence, Condo, and Planned Unit Development (PUD)
• One-time limited cash-out refinance is allowed after 12 months of on-time payments
• Down payment assistance of $150,000 or 20% of the sales price or appraised value,whichever is less